Acquisition QuestMy Report Vault
FREE BUSINESS ACQUISITION CALCULATOR · CHECKPOINT 01

Could this business work for you?

Buying a business for the first time? Start with what the seller gave you. Acquisition Quest translates the price, loan payments, and cash flow into a clearer first decision—without expecting you to arrive fluent in finance.

I HAVE A BUSINESS I’M EVALUATINGStart my free first lookBring the listing numbers you have—even if some are missing.I’M JUST LEARNING HOW THIS WORKSVisit the Learning CenterLearn the language and process before you run the numbers.
Estimated yearly cash after loan paymentsStill unknownper year
01

Start with the basics

Use the seller's numbers as a starting point—we will help explain them.

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Total cash needed stays incomplete until you add an amount—even if the confirmed amount is $0.
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We will not assume $0. Your total cash needed will remain incomplete, while the debt-payment screen can still use the other numbers you supplied.
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Total cash needed stays incomplete until you confirm an amount or enter $0.
Working capital: what it is and how to begin

Working capital is breathing-room cash you keep in the business after closing so it can pay near-term bills before customer cash catches up. It is not “revenue left over” and it is included in Acquisition Quest’s estimated total cash from you. Start with payroll, rent, utilities, supplies or inventory, known near-term repairs, and slower weeks or seasonal dips. AQ example only: one buyer might total two months of those near-term operating needs, then refine the amount with the seller and lender. The right amount varies too much by business for a universal recommendation.

02

How might you pay for it?

Estimate how much comes from a lender, the seller, and you.

Bank or SBA-backed loan?80% is a useful planning assumption for many acquisitions—not an SBA maximum or a promise from a lender.Click for more →$0Percent still unknown
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Seller financing?The seller agrees to wait for part of their money and lets you repay it over time.Click for more →$0Percent still unknown
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YOUR PURCHASE-PRICE PLAN

Add the asking price to map the purchase

Updates as you change the percentages
Bank financing unknown—
Seller financing unknown$0
Your down payment 0.00%$0

Plus closing costsStill unknown

Plus working capitalStill unknown

Plus day-one needsStill unknown

Estimated total cash from you Down payment + closing costs + working capital + day-one needsStill incomplete